Client Centered

Keeping Drivers throughout Southern California secure

Falls into potholes that lie in open roadways and collisions with flying animals that shatter windshields are just two of the risks that drivers in Murrieta and in communities throughout Southern California face.  These and other risks can be costly, and for this reason drivers in Southern California need protection.  Insurance provides necessary protection, and at Access West Insurance Services, Inc. we have a complete auto insurance program, which is flexible and also which we tailor to individual clients.

We provide many different coverage options and we’ve insured drivers in Southern California for more than 30 years, and this is why we provide the best possible auto insurance.  We know the rules of the road and our agents are local, and this means that we’ll be able to identify your needs.  Identifying your needs and also understanding your needs will enable us to ensure that you have the finest experiences.

Client Centered

Auto Insurance Coverage Details

Auto insurance protects against bodily injury liability and against property damage liability.  It’s a type of package insurance, and auto insurance can be purchased as part of a single policy or as a part of a number of standalone policies. Riders and endorsements are also available for purchase, and these riders and endorsntents can be added to policies and plans in order to make the policies and plans complete.  

California requires all drivers to have liability insurance, which is a type of core coverage.  Other core coverages include property, which should be a part of every driver’s auto insurance solution.  Coverages that are not core but that are parts of many drivers’ solutions include medical payments, uninsured and underinsured motorist, and comprehensive.  

Regardless of your needs, we’ll help you select the right coverages, and also we’ll ensure that the policy or plan that you purchase is fitting.

The coverages from which you can choose include but are not limited to: 

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage

As a client of ours you may be able to save money and time if you take advantage of benefits and discounts for which you may be eligible.  To learn about these benefits and discounts, speak with an agent.

Client Centered

Local, Client-Minded Agents Protecting you and your Vehicle

We work closely with clients in order to assess the clients’ needs, and once we know and understand clients’ needs, we identify the right coverages.  At the points that the right coverages are identified, we create the best possible solutions.

We review policies and plans that we write before renewals, and this ensures that there are no gaps in coverage and also that clients’ rates are always competitive.  We include clients in review processes, and this enables the clients to not only understand their purchases but also be aware of needs for changes to coverages.

Contact us today if you’d like to start on a policy!

Additional Auto Insurance Information:


At Access West Insurance Services, Inc. we’re proud to provide auto insurance in Murrieta, Temecula, Menifee, San Diego, Escondido, and Carlsbad, CA.  We also serve other areas in the state and we serve other states.